Using your insurance means that a 3rd party, the insurance company (and whichever of their employees is making decisions on their behalf) will be reviewing many of the decisions we make together about your therapy. I will be required to diagnose you with a mental disorder (like and Adjustment Disorder, Generalized Anxiety Disorder, or Major Depressive Disorder). If you want to keep your issues private and the paper trail to a minimum, using your insurance will not afford you the level of privacy
The amount of money you are required to pay (out of pocket) before your Insurance Plan is used. This is usually a yearly amount that operates on a calendar year. So, at the beginning of each year the deductible is in effect again. There are separate individual accounts and total family accounts.
This is similar to a Co-Payment, but different in the sense that the amount is a percentage of the fee for each session. The most common Co-Insurance percentage clients are responsible for is 20% (while the Insurance Company pays 80%), but can vary between Insurance Plans.
A fixed amount clients are required to pay at the time of service.
Self-pay allows for more privacy and does not leave your Private Health Information in the hands of an insurance company. For self-pay clients, your files are locked away and no one is able to see them except me unless, at some point, you request that I share them with someone else (e.g. your physician etc.). If you want to keep your issues private and the paper trail to a minimum, using your insurance will not afford you the level of privacy you desire.
Self-pay can be more expensive up front, depending on the particular issue you wish to address and how long therapy lasts. Self-pay may save you money in the long run. For example, if you buy Life Insurance the investigators get a release from every health care provider you've seen. If you have a diagnosis they are concerned about the cost of your premiums will go up significantly.
1. Diagnostic Evaluation/Intake-60 Minutes: $200
2. Individual Therapy Session - 30-50 Minutes: $150
3. Consultation Fee- first 15 minutes are free. Every 15 minute increment thereafter is $30: For example, 31 to 45 minute consultation would cost $60.
4. Late Cancel fee (less than 12 hours notice): $50.
5. No Show Fee: $150.
*Sliding Scale is NOT offered*
In the age of the COVID-19 pandemic, we now have the option of seeing our patients through a virtual platform known as Zoom. This process is known as telehealth. I also offer in person sessions at my office in Hingham, MA located next to the Derby Street Shopping Center. Prices and co pays can vary for telehealth or in person. This depends on your insurance company.
*It is your responsibility to understand the requirements of your own insurance plan before you come for a visit. Victorious Counseling Services' office may call your insurance provider as a courtesy to clarify the details of your plan. If your insurance does not pay for your services, you are responsible to pay your agreed upon fee as detailed in the Payment Agreement you signed at your first session.